By accessing and using this website, you agree to the following terms of use and understanding of the legal information pertaining to all of the material contained herein. All references to Heritable Bank refer to Heritable Bank Plc.
The content and terms of use of this site will be governed by English law.
The Terms and Conditions of all Heritable Bank products are governed by English law and we will only communicate with you in English.
Ownership of site and trademarks
Heritable Bank owns and maintains this website. No act of downloading or otherwise copying from this website will transfer title to any software or material on this website to you. Anything that you transmit to this website becomes the property of Heritable Bank, may be used by Heritable Bank for any lawful purpose, and is further subject to disclosure as deemed appropriate by Heritable Bank, including to any legal or regulatory authority to which Heritable Bank is subject. Heritable Bank reserves all rights with respect to copyright and trademark ownership of all material on this website, and will enforce such rights to the full extent of the law.
No Reliance
While Heritable Bank uses reasonable efforts to update the information on this website, the statements made by Heritable Bank are not intended to be legally binding and the accuracy or completeness of all information should be checked with Heritable Bank before reliance is made. Any and all material on this website is subject to change without notice.
Material to be Reviewed in its Entirety
All materials on this website are meant to be reviewed in their entirety, including any footnotes, legal disclaimers, restrictions or disclosures, and any copyright or proprietary notices. Any disclaimers, restrictions, disclosures or hedge clauses apply to any partial document or material in the same manner as they do the whole, and will be deemed incorporated in the portion of any material or document that you consult or download.
No Warranty
The materials on this website are provided "as is" without warranty of any kind, either express or implied, to the fullest extent permissible under applicable law. Heritable Bank further assumes no responsibility for, and makes no warranties that, functions contained on this website will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available will be free of viruses or other harmful components. Heritable Bank shall not be liable for any damages to, viruses that may infect, or services, repairs or corrections that must be performed on, your computer or other property on account of your accessing or use of this website. Please note that some jurisdictions do not allow the exclusion of implied warranties, so some or all of the above exclusions may not apply to you.
Complaints
As part of our ongoing commitment to quality and control, and to comply with our regulatory obligations, we have established procedures to ensure that any complaints received from former, potential or existing customers are dealt with in a timely and satisfactory manner.
As our customer, you have the right to complain to us if you believe that you have suffered financial loss, material distress or inconvenience as a result of actions taken by our employees during the course of their employment. Full details of our complaints procedure are available in the leaflets entitled:
If you are not satisfied with our Complaints handling process, you may be eligible to refer your complaint to the Financial Ombudsman Service. We will tell you if you are eligible. The Financial Ombudsman can be contacted at:
Financial Ombudsman Service
South Quay Plaza
183 Marsh Wall
London
E14 9SR
Or by telephoning 0845 080 1800.
www.financial-ombudsman.org
Disclaimer
Heritable Bank does not accept any responsibility or liability for the contents of any websites that can be accessed via this site as Heritable Bank has no control over their contents.
Data Protection
Please make sure you read our Data Protection statement.
Regulatory & Other Details
Heritable Bank
Heritable Bank is Authorised and Regulated by the Financial Services Authority and is on the FSA Register: 139207.
(The Financial Services Authority does not regulate Buy to Let mortgages.)
Heritable Bank is registered in Scotland No: 717. Registered Office: 24 Great King Street, Edinburgh, EH3 6QN.
Key Business Finance
Key Business Finance is registered in England No: 2268959.
Key Business Finance Corporation Plc is licensed by the Office of Fair Trading under the Consumer Credit Act 1974 No: 244217
Registered Office: Brook Point, 1412 High Road, London, N20 9BH.
For typical examples of residential mortgages, please contact us on 0207 5184224 or email residential@heritable.co.uk
Security is required. Written quotations are available on request. The minimum age for credit is 21 years (25 for First Time Buyers using Self-Certification scheme)
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE